Umbrella Insurance
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What Umbrella Insurance Is

Umbrella Insurance is a legal contract (the policy) between you and your Insurance Company which is kept in force by making regular premiums (insurance payments) of a predetermined amount and at a specified time.

Umbrella Insurance is known by its technical name as Personal Excess Liability Policy or simply as PELP. It's more often called Umbrella Insurance because it spreads out and protects everything under it, giving: extra protection for those things that your basic policy doesn't guard against.

Why Umbrella Insurance Is So Important

Umbrella Insurance is important because:

 

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